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Personal umbrella liability policies are not just for the wealthy.

America might well be called the Land of Lawsuits. People are suing each other right and left, and juries are awarding multi-million dollar verdicts in some cases. No one, no matter what his or her income level, is immune from these huge judgments.

While multi million dollar verdicts are relatively infrequent compared to the total number of claims, there is a real possibility that you could find yourself embroiled in a lawsuit that could wipe out your assets and even your future earnings.

Although liability protection under your auto and home insurance policies may be adequate for most claims, it’s not sufficient to protect you against the type of monster awards being metered out by many juries today. These gaps in coverage can be lessened or closed by a Personal Umbrella Liability Policy which provides coverage of $1 million to $5 million in excess of your existing liability coverage and they are now more affordable than ever.

Check out this information from the: 
New York Times

Posted 8:46 AM

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